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Loan Applicants Details

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Applicant Details
Applicant 1 Applicant 2 Applicant 3 Applicant 4
Applicant Status
Couple with other Applicants
Number of Dependents
Residential Status

  • New Loan

    Loan Amount Loan Terms in Years Int. Only Period Actual Interest Rate Investment (Y/N)
    Loan 1
    Loan 2
    Loan 3
    Loan 4
    Loan 5

  • Securities Proposed
    Security 1
    Security 2
    Security 3
    Security 4
    Security 5

  • Gross Annual Income

    Gross Annual Income Applicant 1 Applicant 2 Applicant 3 Applicant 4 Total
    Is your Credit Score>699? (Y/N)
    Base Income (PAYG) / Permanent Salary Income
    Car Allowance
    Full Maintained Company Car (Max limit $5000):
    Bonus
    Commission
    Share Dividend income Franked:
    Share Dividend income UnFranked:
    Share Dividend income Franking Credit:
    Non-taxable Income
    Depreciation & Investment property deductable expense:
    Sole Trader (Min ABN 5 Years):
    Casual YTD income as per latest payslip:
    End Date on the payslip (DD-MM-YYYY):
    Pension taxable:
    Graduate:
    Milleage Reimbursement:
    Any other ongoing income:
    Total Income of Latest Year

  • Previous Year Income

    Previous Year Income Applicant 1 Applicant 2 Applicant 3 Applicant 4 Total
    Bonus
    Commission
    Sole Trader (Min ABN 5 Years):
    Casual Previous year:
    Pension taxable:
    Graduate:
    Milleage Reimbursement:
    Any other ongoing income:
    Total Income of Previous Year
Last 12 Months Income Applicant 1 Applicant 2 Applicant 3 Applicant 4 Total
Uber Income
Overtime
Total Income of Last 12 Months

  • Rental income for all new loans offered

    Residential Proposed Security Applicant 1 Applicant 2 Applicant 3 Applicant 4 Total
    Standard Rent
    Boarding Rent (Individual Rooms):
    Air BNB:
    NDIS and NRAS Rent:
    Total Annual Rental Income:

  • Ownership % for all new loans per individual applicant

    Investment Portion Applicant 1 % Share Applicant 2 % Share Applicant 3 % Share Applicant 4 % Share Total
    Loan 1
    Loan 2
    Loan 3
    Loan 4
    Loan 5
BAS Calculator Applicant 1 Applicant 2 Applicant 3 Applicant 4
How many companies do you have?
Percentage Ownership (please add % as for each applicant)
Q1 Total Sales
Q2 Total Sales
Q3 Total Sales
Q4 Total Sales
Director Salary
Percentage Ownership (please add % as for each applicant)
Q1 Total Sales
Q2 Total Sales
Q3 Total Sales
Q4 Total Sales
Director Salary
Percentage Ownership (please add % as for each applicant)
Q1 Total Sales
Q2 Total Sales
Q3 Total Sales
Q4 Total Sales
Director Salary
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  • Self Employed Section (full doc and alt doc income)

    Self Employed Section Applicant 1 Applicant 2 Applicant 3 Applicant 4 Total
    Are you self employed
    Self employed ABN Date (DD-MM-YYYY):
    Is this application (Alt / Lo) Doc:
    Is the company Base rate entity
    Do you have BAS statement?:
    If Do you have BAS statement? Is "Y" then please entre the data by clicking "BAS Statement" button
    BAS Calculator
    Quarter 1 Total Sales
    Quarter 2 Total Sales
    Quarter 3 Total Sales
    Quarter 4 Total Sales
    Gross Profit with BAS statement (optional):
    Gross Profit Accountant Declaration:
    Total Income of Latest Year

  • Full Doc Self Employed Applicant Income Details - Company 1

    Applicant 1 Applicant 2 Applicant 3 Applicant 4
    Company 1
    Percentage Ownership
    Latest Year Details
    Year end date
    Net Profit (Loss)
    before Tax
    Net profit paid as Share Dividend
    Share Dividend
    income Franked:
    Share Dividend
    income Unfranked:
    Share Dividend
    income Franking Credit:
    Taxable Addbacks
    Personal Mobile, Home Internet,
    Education and Electricity
    (if in HEM)
    Abnormal or
    Non-recurring expenses
    Extra Super Contributions
    Donations
    Non Taxable Add backs
    Interest on loan
    being refinanced
    Depreciation
    Home office Expenses
    MV expenses
    ( Max up to $5000)
    Subtotal of Add Backs
    Applicant 1 Applicant 2 Applicant 3 Applicant 4
    Director
    Salary
    Previous Year Details
    Year end date
    Net Profit (Loss)
    before Tax
    Net profit paid as Share Dividend
    Share Dividend
    income Franked:
    Share Dividend
    income Unfranked:
    Share Dividend
    income Franking Credit:
    Taxable Addbacks
    Personal Mobile, Home Internet,
    Education and Electricity
    (if in HEM)
    Abnormal or
    Non-recurring expenses
    Extra Super Contributions
    Donations
    Non Taxable Add backs
    Interest on loan
    being refinanced
    Depreciation
    Home office Expenses
    MV expenses
    ( Max up to $5000)
    Subtotal of Add Backs

  • Full Doc Self Employed Applicant Income Details - Company 2

    Applicant 1 Applicant 2 Applicant 3 Applicant 4
    Company 2
    Percentage Ownership
    Latest Year Details
    Year end date
    Net Profit (Loss)
    before Tax
    Net profit paid as Share Dividend
    Share Dividend
    income Franked:
    Share Dividend
    income Unfranked:
    Share Dividend
    income Franking Credit:
    Taxable Addbacks
    Personal Mobile, Home Internet,
    Education and Electricity
    (if in HEM)
    Abnormal or
    Non-recurring expenses
    Extra Super Contributions
    Donations
    Non Taxable Add backs
    Interest on loan
    being refinanced
    Depreciation
    Home office Expenses
    MV expenses
    ( Max up to $5000)
    Subtotal of Add Backs
    Applicant 1 Applicant 2 Applicant 3 Applicant 4
    Director
    Salary
    Previous Year Details
    Year end date
    Net Profit (Loss)
    before Tax
    Net profit paid as Share Dividend
    Share Dividend
    income Franked:
    Share Dividend
    income Unfranked:
    Share Dividend
    income Franking Credit:
    Taxable Addbacks
    Personal Mobile, Home Internet,
    Education and Electricity
    (if in HEM)
    Abnormal or
    Non-recurring expenses
    Extra Super Contributions
    Donations
    Non Taxable Add backs
    Interest on loan
    being refinanced
    Depreciation
    Home office Expenses
    MV expenses
    ( Max up to $5000)
    Subtotal of Add Backs

  • Full Doc Self Employed Applicant Income Details - Company 3

    Applicant 1 Applicant 2 Applicant 3 Applicant 4
    Company 3
    Percentage Ownership
    Latest Year Details
    Year end date
    Net Profit (Loss)
    before Tax
    Net profit paid as Share Dividend
    Share Dividend
    income Franked:
    Share Dividend
    income Unfranked:
    Share Dividend
    income Franking Credit:
    Taxable Addbacks
    Personal Mobile, Home Internet,
    Education and Electricity
    (if in HEM)
    Abnormal or
    Non-recurring expenses
    Extra Super Contributions
    Donations
    Non Taxable Add backs
    Interest on loan
    being refinanced
    Depreciation
    Home office Expenses
    MV expenses
    ( Max up to $5000)
    Subtotal of Add Backs
    Applicant 1 Applicant 2 Applicant 3 Applicant 4
    Director
    Salary
    Previous Year Details
    Year end date
    Net Profit (Loss)
    before Tax
    Net profit paid as Share Dividend
    Share Dividend
    income Franked:
    Share Dividend
    income Unfranked:
    Share Dividend
    income Franking Credit:
    Taxable Addbacks
    Personal Mobile, Home Internet,
    Education and Electricity
    (if in HEM)
    Abnormal or
    Non-recurring expenses
    Extra Super Contributions
    Donations
    Non Taxable Add backs
    Interest on loan
    being refinanced
    Depreciation
    Home office Expenses
    MV expenses
    ( Max up to $5000)
    Subtotal of Add Backs

  • Full Doc Self Employed Applicant Income Details - Company 4

    Applicant 1 Applicant 2 Applicant 3 Applicant 4
    Company 4
    Percentage Ownership
    Latest Year Details
    Year end date
    Net Profit (Loss)
    before Tax
    Net profit paid as Share Dividend
    Share Dividend
    income Franked:
    Share Dividend
    income Unfranked:
    Share Dividend
    income Franking Credit:
    Taxable Addbacks
    Personal Mobile, Home Internet,
    Education and Electricity
    (if in HEM)
    Abnormal or
    Non-recurring expenses
    Extra Super Contributions
    Donations
    Non Taxable Add backs
    Interest on loan
    being refinanced
    Depreciation
    Home office Expenses
    MV expenses
    ( Max up to $5000)
    Subtotal of Add Backs
    Applicant 1 Applicant 2 Applicant 3 Applicant 4
    Director
    Salary
    Previous Year Details
    Year end date
    Net Profit (Loss)
    before Tax
    Net profit paid as Share Dividend
    Share Dividend
    income Franked:
    Share Dividend
    income Unfranked:
    Share Dividend
    income Franking Credit:
    Taxable Addbacks
    Personal Mobile, Home Internet,
    Education and Electricity
    (if in HEM)
    Abnormal or
    Non-recurring expenses
    Extra Super Contributions
    Donations
    Non Taxable Add backs
    Interest on loan
    being refinanced
    Depreciation
    Home office Expenses
    MV expenses
    ( Max up to $5000)
    Subtotal of Add Backs

  • Full Doc Self Employed Applicant Income Details - Company 5

    Applicant 1 Applicant 2 Applicant 3 Applicant 4
    Company 5
    Percentage Ownership
    Latest Year Details
    Year end date
    Net Profit (Loss)
    before Tax
    Net profit paid as Share Dividend
    Share Dividend
    income Franked:
    Share Dividend
    income Unfranked:
    Share Dividend
    income Franking Credit:
    Taxable Addbacks
    Personal Mobile, Home Internet,
    Education and Electricity
    (if in HEM)
    Abnormal or
    Non-recurring expenses
    Extra Super Contributions
    Donations
    Non Taxable Add backs
    Interest on loan
    being refinanced
    Depreciation
    Home office Expenses
    MV expenses
    ( Max up to $5000)
    Subtotal of Add Backs
    Applicant 1 Applicant 2 Applicant 3 Applicant 4
    Director
    Salary
    Previous Year Details
    Year end date
    Net Profit (Loss)
    before Tax
    Net profit paid as Share Dividend
    Share Dividend
    income Franked:
    Share Dividend
    income Unfranked:
    Share Dividend
    income Franking Credit:
    Taxable Addbacks
    Personal Mobile, Home Internet,
    Education and Electricity
    (if in HEM)
    Abnormal or
    Non-recurring expenses
    Extra Super Contributions
    Donations
    Non Taxable Add backs
    Interest on loan
    being refinanced
    Depreciation
    Home office Expenses
    MV expenses
    ( Max up to $5000)
    Subtotal of Add Backs

  • Full Doc Self Employed Applicant Income Details - Company 6

    Applicant 1 Applicant 2 Applicant 3 Applicant 4
    Company 6
    Percentage Ownership
    Latest Year Details
    Year end date
    Net Profit (Loss)
    before Tax
    Net profit paid as Share Dividend
    Share Dividend
    income Franked:
    Share Dividend
    income Unfranked:
    Share Dividend
    income Franking Credit:
    Taxable Addbacks
    Personal Mobile, Home Internet,
    Education and Electricity
    (if in HEM)
    Abnormal or
    Non-recurring expenses
    Extra Super Contributions
    Donations
    Non Taxable Add backs
    Interest on loan
    being refinanced
    Depreciation
    Home office Expenses
    MV expenses
    ( Max up to $5000)
    Subtotal of Add Backs
    Applicant 1 Applicant 2 Applicant 3 Applicant 4
    Director
    Salary
    Previous Year Details
    Year end date
    Net Profit (Loss)
    before Tax
    Net profit paid as Share Dividend
    Share Dividend
    income Franked:
    Share Dividend
    income Unfranked:
    Share Dividend
    income Franking Credit:
    Taxable Addbacks
    Personal Mobile, Home Internet,
    Education and Electricity
    (if in HEM)
    Abnormal or
    Non-recurring expenses
    Extra Super Contributions
    Donations
    Non Taxable Add backs
    Interest on loan
    being refinanced
    Depreciation
    Home office Expenses
    MV expenses
    ( Max up to $5000)
    Subtotal of Add Backs

  • Annual Commitments (Existing and not be refinanced)

    Limit Original Loan
    Terms in Years    		 Revert Rate after
    Fixed Expiry if Applicable    		 Current Interest Rate
    (P&I loans only)    		 Int Only
    Y/N    		 Current IO
    period    		 Current IO Rate /
    Revert PI Rate    		 Monthly
    Payments    		 Investment
    Can you provided home loan statement
    with current interest and loan term?:
    Existing home loan 1
    Existing home loan 2
    Existing home loan 3
    Existing home loan 4
    Existing home loan 5
    Existing home loan 6
    Monthly Personal Loan Repayment
    Monthly Hire Purchase
    Monthly Lease / Car loan
    Monthly Other Debts
    Monthly Margin / Terms / Other Loans
    Credit card total limits
    Is the card cleared in full
    every month for last 3 months?
    Notional Rent
    Other Monthly Repayments

  • Annual Rental Income Received ( apportion rental income to each applicant as per % of property ownership)

    Residential Proposed Security Applicant 1 Applicant 2 Applicant 3 Applicant 4 Total
    Standard Rent
    Boarding Rent (Individual Rooms):
    Air BNB:
    NDIS and NRAS Rent:
    Total Annual Rental Income:

  • Ownership % for all existing loans per individual applicant

    Investment Portion Applicant 1 % Share Applicant 2 % Share Applicant 3 % Share Applicant 4 % Share Total
    Existing home loan 1
    Existing home loan 2
    Existing home loan 3
    Existing home loan 4
    Existing home loan 5
    Existing home loan 6

  • Monthly Basic and Discretionary Living Expenses (Combined)

    Monthly Basic and Discretionary Living Expenses (Combined) Applicant 1 Applicant 2 Applicant 3 Applicant 4 Annual
    Child Care (p/m)
    Clothing and Personal Care (p/m)
    General Basic Insurances (p/m)
    Groceries - e.g. Supermarket (p/m):
    Higher Education, Vocational Training and Professional Fees (p/m):
    Medical and Health (p/m):
    Pet Care (p/m):
    Primary Residence Running Costs (p/m):
    Public or Government Primary and Secondary Education (p/m):
    Recreation and Entertainment (p/m):
    Telephone, Internet, Pay TV and Media Streaming Subscriptions (p/m):
    Tranport - e.g. Public Transport, Petrol & Rego (p/m):
    Total (p/m)

  • Monthly Expenses (Excluded from HEM)

    Monthly Expenses (Excluded from HEM) Applicant 1 Applicant 2 Applicant 3 Applicant 4 Annual
    Body Corporate Fees, Strata Fees and Land Tax
    on Owner Occupied Principle Place of Residence (p/m):
    Private Schooling and Tuition (p/m):
    Sickness and Personal Accident Insurance, Life Insurance (p/m):
    Total (p/m)

  • Monthly Non Basic Expences

    Monthly Non Basic Expences Applicant 1 Applicant 2 Applicant 3 Applicant 4 Annual
    Health Insurace (p/m):
    Investment Property Running Costs (p/m):
    Secondary Residence Running Costs (p/m):
    Other (p/m):
    Total (p/m)